@import"https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&display=swap";*,*:before,*:after{margin:0;padding:0;box-sizing:border-box}:root{--gold:#d5b26c;--gold-l:#eddba8;--gold-d:#b8912b;--gold-pale:#faf6ee;--gold-50:#fdf9f0;--maroon:#a75447;--maroon-l:#c9705f;--maroon-d:#7c3b30;--maroon-pale:#fdf5f3;--white:#fff;--off:#fafaf8;--cream:#f5f0e6;--cream-2:#ede8de;--ink:#1a1512;--ink-2:#3d3028;--ink-3:#6b5a4e;--ink-4:#9e8a7c;--ink-5:#c4b5ac;--border:#ede5da;--border-l:#f3ede4;--sh:0 2px 24px rgba(26,21,18,.06);--sh-lg:0 8px 40px rgba(26,21,18,.1);--sh-xl:0 16px 64px rgba(26,21,18,.12);--sh-glow:0 0 30px rgba(213,178,108,.15);--r:10px;--r-lg:16px;--r-xl:22px}html{scroll-behavior:smooth;font-size:16px}body{font-family:Inter,sans-serif;background:var(--white);color:var(--ink);line-height:1.6;overflow-x:hidden}::-webkit-scrollbar{width:5px}::-webkit-scrollbar-track{background:var(--cream)}::-webkit-scrollbar-thumb{background:var(--gold);border-radius:3px}.page-loader{position:fixed;inset:0;z-index:9999;background:var(--white);display:flex;align-items:center;justify-content:center;transition:opacity .5s ease,visibility .5s ease}.page-loader.done{opacity:0;visibility:hidden;pointer-events:none}.loader-ring{width:48px;height:48px;border-radius:50%;border:3px solid var(--border-l);border-top-color:var(--maroon);border-right-color:var(--gold);animation:spin .8s linear infinite}@keyframes spin{to{transform:rotate(360deg)}}header{position:fixed;top:0;left:0;right:0;z-index:300;background:#fffffff7;border-bottom:1px solid var(--border-l);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);transition:box-shadow .3s ease}header.scrolled{box-shadow:var(--sh-lg)}.hdr-inner{max-width:1200px;margin:0 auto;padding:0 2.5rem;display:flex;align-items:center;justify-content:space-between;height:76px}.logo{display:flex;align-items:center;gap:14px;text-decoration:none;flex-shrink:0;transition:opacity 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1.5rem;border-radius:var(--r);font-family:Inter,sans-serif;font-size:.78rem;font-weight:600;letter-spacing:.06em;cursor:pointer;transition:all .25s cubic-bezier(.4,0,.2,1);text-decoration:none;display:inline-block}.hdr-btn:hover{background:var(--maroon-d);transform:translateY(-2px);box-shadow:0 6px 20px #a7544759}.hdr-btn:active{transform:translateY(0)}.hero{min-height:100vh;display:flex;align-items:center;padding:100px 2.5rem 80px;background:var(--white);position:relative;overflow:hidden}.hero-bg-circle-1{position:absolute;top:-140px;right:-120px;width:700px;height:700px;border-radius:50%;background:radial-gradient(circle,rgba(213,178,108,.1) 0%,transparent 65%);pointer-events:none}.hero-bg-circle-2{position:absolute;bottom:-100px;left:-80px;width:440px;height:440px;border-radius:50%;background:radial-gradient(circle,rgba(167,84,71,.06) 0%,transparent 65%);pointer-events:none}.hero-inner{max-width:1200px;margin:0 auto;width:100%;display:grid;grid-template-columns:1.1fr .9fr;gap:6rem;align-items:center}.hero-left{position:relative;z-index:1}.hero-badge{display:inline-flex;align-items:center;gap:8px;background:var(--gold-pale);border:1.5px solid var(--gold-l);border-radius:20px;padding:.45rem 1.2rem;margin-bottom:2rem;transition:all .25s ease}.hero-badge:hover{border-color:var(--gold);box-shadow:var(--sh-glow)}.hero-badge-dot{width:7px;height:7px;border-radius:50%;background:var(--gold-d);flex-shrink:0;animation:pulse 2s ease-in-out infinite}@keyframes pulse{0%,to{opacity:1}50%{opacity:.4}}.hero-badge span{font-family:Inter,sans-serif;font-size:.65rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-d)}.hero h1{font-family:Inter,sans-serif;font-size:clamp(2.8rem,5vw,4rem);font-weight:800;line-height:1.08;color:var(--ink);margin-bottom:1.5rem;letter-spacing:-.03em}.hero h1 .accent{color:var(--maroon);font-style:italic;font-family:Inter,sans-serif}.hero-sub{font-family:Inter,sans-serif;font-size:1.05rem;font-weight:400;color:var(--ink-3);max-width:430px;line-height:1.78;margin-bottom:3rem}.hero-cta-row{display:flex;gap:1rem;align-items:center;flex-wrap:wrap}.btn-primary{background:var(--maroon);color:var(--white);border:none;padding:.95rem 2.4rem;border-radius:var(--r);font-family:Inter,sans-serif;font-size:.85rem;font-weight:600;letter-spacing:.05em;cursor:pointer;transition:all .25s cubic-bezier(.4,0,.2,1);text-decoration:none;display:inline-flex;align-items:center;gap:8px}.btn-primary:hover{background:var(--maroon-d);transform:translateY(-3px);box-shadow:0 10px 30px #a754474d}.btn-primary:active{transform:translateY(-1px)}.btn-secondary{background:transparent;color:var(--ink-2);border:1.5px solid var(--border);padding:.95rem 2.2rem;border-radius:var(--r);font-family:Inter,sans-serif;font-size:.85rem;font-weight:500;cursor:pointer;transition:all .25s cubic-bezier(.4,0,.2,1);text-decoration:none;display:inline-flex;align-items:center;gap:8px}.btn-secondary:hover{border-color:var(--gold);color:var(--gold-d);background:var(--gold-50);transform:translateY(-2px)}.hero-right{position:relative;z-index:1}.hero-stats{display:flex;flex-direction:column;gap:1rem}.hstat{background:var(--white);border:1.5px solid var(--border);border-radius:var(--r-lg);padding:1.5rem 1.8rem;display:flex;align-items:center;justify-content:space-between;box-shadow:var(--sh);transition:all .3s 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#a7544759;transform:translateY(-2px)}.mat-block:before{content:"";position:absolute;top:-40px;right:-40px;width:160px;height:160px;border-radius:50%;background:#ffffff0f;pointer-events:none}.mat-block:after{content:"";position:absolute;bottom:-60px;left:-30px;width:120px;height:120px;border-radius:50%;background:#ffffff0a;pointer-events:none}.mat-lbl{font-family:Inter,sans-serif;font-size:.65rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:#ffffff8c;margin-bottom:10px}.mat-val{font-family:Inter,sans-serif;font-size:clamp(2.4rem,4vw,3.2rem);font-weight:800;color:var(--white);line-height:1.05;letter-spacing:-.03em;transition:all .4s ease;text-shadow:0 2px 8px rgba(0,0,0,.1)}.mat-note{font-family:Inter,sans-serif;font-size:.78rem;color:#ffffff80;margin-top:10px;font-weight:400}.stat-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:1.8rem}.sg-item{background:linear-gradient(145deg,var(--off) 0%,var(--white) 100%);border:1.5px solid var(--border-l);border-radius:var(--r);padding:1rem 1.2rem;transition:all .25s ease}.sg-item:hover{border-color:var(--gold-l);box-shadow:var(--sh);transform:translateY(-2px)}.sg-lbl{font-family:Inter,sans-serif;font-size:.6rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-4);margin-bottom:6px}.sg-val{font-family:Inter,sans-serif;font-size:1.2rem;font-weight:700;color:var(--ink);letter-spacing:-.01em}.sg-val.green{color:#2e7d32}.sg-val.maroon{color:var(--maroon)}.chart-area{flex:1;min-height:280px;position:relative;margin-bottom:1.4rem}.chart-legend{display:flex;gap:20px;justify-content:center;margin-bottom:14px}.cl{display:flex;align-items:center;gap:7px;font-family:Inter,sans-serif;font-size:.75rem;color:var(--ink-3);font-weight:600}.cl-dot{width:12px;height:12px;border-radius:4px;flex-shrink:0}.table-section{background:var(--off);padding:5rem 2.5rem}.tbl-wrap{overflow-x:auto;border:1.5px solid var(--border);border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sh)}table{width:100%;border-collapse:collapse;min-width:640px}thead tr{background:linear-gradient(145deg,var(--maroon),var(--maroon-d))}th{font-family:Inter,sans-serif;padding:1rem 1.2rem;font-size:.65rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#ffffffd9;text-align:right;white-space:nowrap}th:first-child{text-align:left}td{font-family:Inter,sans-serif;padding:.85rem 1.2rem;text-align:right;border-bottom:1px solid var(--border-l);font-size:.85rem;color:var(--ink-2);font-weight:500}td:first-child{text-align:left;font-weight:700;color:var(--ink)}tbody tr:nth-child(2n) td{background:var(--cream)}tbody tr{transition:background .15s ease}tbody tr:hover 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span{font-family:Inter,sans-serif;font-size:.68rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:#ffffffe6}.benefit-list{list-style:none;display:flex;flex-direction:column;gap:.9rem;margin-bottom:2rem}.benefit-list li{display:flex;gap:12px;align-items:flex-start;font-family:Inter,sans-serif;font-size:.88rem;color:var(--ink-2);line-height:1.7;font-weight:400}.benefit-list li:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--maroon);flex-shrink:0;margin-top:8px}.benefit-list strong{color:var(--maroon);font-weight:700}.scheme-box{background:var(--white);border:1.5px solid var(--border);border-radius:var(--r-lg);padding:2rem 2.2rem;box-shadow:var(--sh);transition:box-shadow .25s ease}.scheme-box:hover{box-shadow:var(--sh-lg)}.scheme-h{font-family:Inter,sans-serif;font-size:1.15rem;font-weight:800;color:var(--ink);margin-bottom:1.2rem;padding-bottom:.8rem;border-bottom:2px solid var(--gold);letter-spacing:-.01em}.scheme-item{margin-bottom:1.1rem}.scheme-item:last-child{margin-bottom:0}.scheme-item h4{font-family:Inter,sans-serif;font-size:.85rem;font-weight:700;color:var(--maroon);margin-bottom:4px}.scheme-item p{font-family:Inter,sans-serif;font-size:.8rem;color:var(--ink-3);line-height:1.7;font-weight:400}.about-cards{display:flex;flex-direction:column;gap:1rem}.ac{background:var(--white);border:1.5px solid var(--border-l);border-radius:var(--r-lg);padding:1.5rem 1.8rem;display:flex;gap:1.2rem;align-items:flex-start;transition:all .3s cubic-bezier(.4,0,.2,1);box-shadow:var(--sh)}.ac:hover{border-color:var(--gold);transform:translate(8px);box-shadow:var(--sh-lg)}.ac-icon{width:44px;height:44px;border-radius:var(--r);background:var(--gold-pale);border:1.5px solid var(--gold-l);display:flex;align-items:center;justify-content:center;font-size:1.15rem;flex-shrink:0;transition:all .25s ease}.ac:hover .ac-icon{background:var(--maroon);color:var(--white);border-color:var(--maroon);transform:scale(1.1)}.ac h4{font-family:Inter,sans-serif;font-size:.92rem;font-weight:700;color:var(--ink);margin-bottom:4px;letter-spacing:-.01em}.ac p{font-family:Inter,sans-serif;font-size:.78rem;color:var(--ink-3);line-height:1.7;font-weight:400}.vm-section{background:var(--white)}.vm-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}.vm-card{border-radius:var(--r-xl);padding:2.8rem 3rem;position:relative;overflow:hidden;transition:all .3s cubic-bezier(.4,0,.2,1)}.vm-card.v{background:linear-gradient(145deg,var(--maroon) 0%,var(--maroon-d) 100%);box-shadow:0 12px 40px #a7544733}.vm-card.m{background:var(--cream);border:1.5px solid var(--border)}.vm-card:hover{transform:translateY(-4px)}.vm-card.v:hover{box-shadow:0 16px 48px #a754474d}.vm-card.m:hover{box-shadow:var(--sh-lg);border-color:var(--gold-l)}.vm-header{display:flex;align-items:center;gap:14px;margin-bottom:1.6rem}.vm-icon{width:52px;height:52px;border-radius:var(--r);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:all .25s ease}.vm-card.v .vm-icon{background:#ffffff1f;box-shadow:0 0 20px #ffffff1a}.vm-card.m .vm-icon{background:var(--gold-pale);border:1.5px solid var(--gold-l)}.vm-title{font-family:Inter,sans-serif;font-size:2rem;font-weight:800;letter-spacing:-.02em}.vm-card.v .vm-title{color:var(--white)}.vm-card.m .vm-title{color:var(--ink)}.vm-card.v p{font-family:Inter,sans-serif;font-size:.95rem;color:#ffffffbf;line-height:1.85;font-weight:400}.vm-card.m p{font-family:Inter,sans-serif;font-size:.95rem;color:var(--ink-2);line-height:1.85;font-weight:400}.vm-card:before{content:"";position:absolute;bottom:-60px;right:-60px;width:180px;height:180px;border-radius:50%;background:#ffffff0a;pointer-events:none}.vm-card.v:after{content:"";position:absolute;top:-40px;right:30%;width:100px;height:100px;border-radius:50%;background:#ffffff08;pointer-events:none}.eye-glow{animation:eyeGlow 3s ease-in-out infinite alternate}@keyframes eyeGlow{0%{filter:drop-shadow(0 0 4px rgba(255,255,255,.2))}to{filter:drop-shadow(0 0 12px rgba(255,255,255,.5))}}.cta-section{background:linear-gradient(150deg,var(--maroon-d) 0%,var(--maroon) 100%);text-align:center;padding:6rem 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2.4rem;border-radius:var(--r);font-family:Inter,sans-serif;font-size:.85rem;font-weight:700;letter-spacing:.06em;cursor:pointer;transition:all .25s cubic-bezier(.4,0,.2,1);text-decoration:none;display:inline-flex;align-items:center;gap:8px}.btn-gold:hover{background:var(--gold-d);transform:translateY(-3px);box-shadow:0 10px 30px #b8912b59;color:var(--ink)}.btn-ghost{background:transparent;color:var(--white);border:1.5px solid rgba(255,255,255,.35);padding:.95rem 2.4rem;border-radius:var(--r);font-family:Inter,sans-serif;font-size:.85rem;font-weight:600;cursor:pointer;transition:all .25s cubic-bezier(.4,0,.2,1);text-decoration:none;display:inline-flex;align-items:center;gap:8px}.btn-ghost:hover{border-color:#ffffffb3;background:#ffffff17;transform:translateY(-2px)}footer{background:var(--cream);border-top:1.5px solid var(--border);padding:3.5rem 2.5rem}.ftr{max-width:1200px;margin:0 auto;text-align:center}.ftr-logo{font-family:Inter,sans-serif;font-size:1.5rem;font-weight:800;color:var(--maroon);margin-bottom:.3rem;letter-spacing:-.02em}.ftr-sub{font-family:Inter,sans-serif;font-size:.68rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-d);margin-bottom:.8rem}.ftr-tagline{font-family:Inter,sans-serif;font-size:.92rem;color:var(--ink-3);font-weight:500;margin-bottom:1.5rem}.ftr-hr{border:none;border-top:1.5px solid var(--border);margin:1.2rem 0}.ftr-disc{font-family:Inter,sans-serif;font-size:.72rem;color:var(--ink-4);line-height:1.7;max-width:660px;margin:0 auto;font-weight:400}.fade-up{opacity:0;transform:translateY(30px);transition:opacity .7s cubic-bezier(.4,0,.2,1),transform .7s cubic-bezier(.4,0,.2,1)}.fade-up.visible{opacity:1;transform:translateY(0)}.fade-up.d1{transition-delay:.12s}.fade-up.d2{transition-delay:.24s}.fade-up.d3{transition-delay:.36s}.fade-up.d4{transition-delay:.48s}.tc{padding:1rem .4rem;border:1.5px solid var(--border);border-radius:var(--r-lg);background:var(--white);cursor:pointer;text-align:center;transition:all .3s cubic-bezier(.4,0,.2,1);position:relative;overflow:hidden;font-family:Inter,sans-serif}.tc:before{content:"";position:absolute;bottom:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold-d));transform:scaleX(0);transition:transform .3s ease}.tc:hover:before,.tc.act:before{transform:scaleX(1)}.tc:hover{border-color:var(--gold);background:var(--gold-50);transform:translateY(-4px);box-shadow:var(--sh-lg)}.tc.act{background:linear-gradient(145deg,var(--maroon),var(--maroon-d));border-color:var(--maroon);transform:translateY(-4px);box-shadow:0 12px 36px #a754474d}.tc.act:before{background:#ffffff40}.tc-num{font-family:Inter,sans-serif;font-size:1.8rem;font-weight:800;display:block;line-height:1;color:var(--ink);transition:color .22s}.tc-unit{font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-4);margin-top:6px;display:block;transition:color .22s}.tc.act .tc-num,.tc.act .tc-unit{color:var(--white)}@media(max-width:1024px){.calc-grid{grid-template-columns:1fr}.calc-l{border-right:none;border-bottom:1.5px solid var(--border)}.hero-inner{grid-template-columns:1fr;gap:3.5rem}.hero-right{display:none}.chart-area{min-height:240px}}@media(max-width:768px){.hdr-pill{display:none}.steps{grid-template-columns:1fr 1fr}.step{border-bottom:1.5px solid var(--border)}.step:nth-child(odd){border-right:1.5px solid var(--border)}.step:nth-child(2n){border-right:none}.step-line{display:none}.about-grid,.vm-grid{grid-template-columns:1fr}.section{padding:4.5rem 1.5rem}}@media(max-width:540px){.steps{grid-template-columns:1fr}.step{border-right:none}.section{padding:4rem 1.2rem}.stat-grid{grid-template-columns:1fr}.calc-l,.calc-r{padding:2rem 1.5rem}.chart-area{min-height:200px}}